People already retired

Your retirement should be a time to enjoy your life at your pace. That may mean enjoying extended holidays, quality time with your grandchildren or a new hobby or business venture. What it shouldn’t mean is money worries.

We know that, for many people, retirement can lead to anxiety around money. You may have questions about how much you can afford to be spending, whether you need to cut back on enjoying life, or whether you could, in fact, afford to be enjoying it a bit more.

Financial planning when you are already retired will give you answers to your questions. From how much you can afford to be spending right now to how much you will need to be keeping aside for your later life needs, we’ll help you map out the future you want.

Our purpose is to help you enjoy today knowing that tomorrow is financially secure.

How we help


Retirement planning

Retirement has changed considerably in recent decades. The State Pension Age and life expectancy has risen, and pension legislation has opened up more freedoms than ever before to those approaching and in retirement. We’ll help you identify what you want to achieve from the years ahead, and how you can organise your finances to fund your ambitions.


Cashflow planning

Do you have enough money to take that trip? Can you afford to help your children / grandchildren? Is equity release right for you? Are you going to run out of money? Will you be asked to pay for later life care? You cannot have peace of mind in retirement without knowing the answers to these kinds of questions. We will give you all the information you need to make fully informed decisions about your future.



Whether you are a cautious investor looking for steady long-term growth or more adventurous and happy to accept a greater level of risk, our investment proposition is designed to fit around you. Our highly skilled team manages each investment strategy in line with the changing markets, so your money is working to your goals.

We also work extensively with Trustees, Powers of Attorney and Deputies appointed under the Court of Protection in managing and developing investment strategies for those who are unable to make decisions on their financial investments for themselves.


Inheritance Tax planning and trusts

Navigating the complex laws surrounding Inheritance Tax, wills and the setting up of trusts is tricky and requires expert financial advice. We know these aren’t the easiest of topics to discuss, but we’ll help you gain peace of mind that your loved ones will be taken care of at the time of your death, and that tax won’t be a burden where it needn’t be.


Later life care planning

With annual care costs sometimes reaching six-figure sums, it’s important to know the rules around care cost funding. We’ll help you understand what your options are, and how best to structure your money to ensure you aren’t left in financial difficulty should you need health or social care.

Hear from our clients

I have been a traditional cash saver for a number of years. With returns being so low I wanted to do something different and was introduced to Jon Bissett who was extremely helpful in explaining my options to me in a really clear and transparent way. He gave me the confidence and information to enable me to make an informed choice and has helped me set up a stocks and shares ISA. The process was very smooth and Jon was on hand throughout to guide me through the process. I received a very helpful, friendly and professional service.

Mr B.

A client since February 2021

My wife and myself were introduced to Jon Bissett, as we needed some advice on pensions. Jon has been a great help on a personal level, giving advice and setting up directors pensions for us. Having Ian Price, our Accountant, at one of the meetings made the whole process seamless. Jon has also advised us on life cover and I am now speaking to him about buy to lets. He is friendly and professional and I have recommended him to other members of my family.

Mr and Mrs T.

Clients since February 2021

“I was introduced to Vanessa as I wanted some advice on pension and investment planning. Vanessa took the time to understand my objectives and explained everything to me in a very clear and professional way. Vanessa is so easy to talk to that I have now introduced my partner to her who usually hates stuff like this! We look forward to developing a long-term relationship with her, especially as she has shown herself to be really conscientious and trustworthy.”

Ms L.

A client since May 2021

Get in touch

Send us a message and a member of our team will respond to your query.